Buying a Home in Los Angeles: The Steps From Search to Keys
Figures and rules in this post are as of November 6, 2026, from the sources linked below. Check the source for any later update.
1. Get pre-approved
A lender reviews your income, assets and credit and issues a pre-approval letter. Sellers usually expect one with an offer. In LA County, loans above $1,249,125 are jumbo loans in 2026.
2. Sign a buyer agreement
Since August 2024, a written agreement with your agent is required before touring. It sets out the agent’s services and compensation.
3. Search and tour
Search active listings on Lianna’s home search, then tour the homes that fit.
4. Make an offer
The offer sets the price, deposit, contingency periods and closing date, usually on the C.A.R. Residential Purchase Agreement.
5. Escrow and investigation
Escrow opens. You review disclosures and the preliminary title report, schedule inspections, the lender orders the appraisal, and you arrange homeowners insurance.
6. Remove contingencies and close
After removing contingencies, you sign loan documents and wire funds, confirming wiring instructions by phone. The deed records with the County.
7. After closing
File for the homeowners’ exemption and watch for a supplemental property tax bill.
Sources
- Consumer Financial Protection Bureau: Owning a Home
- National Association of REALTORS®: The Facts
- LA County Office of the Assessor
Questions about a home in Los Angeles or the Valley?
Lianna Danielyan, REALTOR® · Equity Union · CA DRE #02142653 · 13400 Ventura Blvd, Sherman Oaks, CA 91423 · (818) 669-6245
Listing information is provided through Equity Union’s IDX/BoldTrail service, is deemed reliable but not guaranteed, and should be independently verified. Information on this page is general and is not legal, tax or financial advice. Equal Housing Opportunity.